Blog
Retirement planning, explained with clear numbers
Articles on retirement, taxes, housing, and long-term financial planning, with visible assumptions, documented sources, and examples you can apply to your own plan.
All articles
-
The 5 assumptions that break most retirement calculations
The five quiet assumptions worth reviewing before you trust the number in your retirement plan.
Read the article → -
Why the average is a bad plan
Why an average return is not a safe return, and what you can do about it.
Read the article → -
Retiring before Medicare eligibility: bridging the health-insurance gap without going broke
The pre-65 healthcare gap that quietly wrecks more early-retirement plans than any other single factor.
Read the article → -
What your family needs to know if you get sick or die
The ten folders no one thinks about, until suddenly everyone needs them.
Read the article → -
Should you sell the house when you retire?
The three housing paths through retirement, and what each of them costs over 25 years.
Read the article → -
The order you tap your accounts can shift lifetime taxes by tens of thousands
Same savings, same spending, different order, very different lifetime tax.
Read the article → -
Social Security at full retirement age or later: how to compare
When does it make sense to delay Social Security, and when is waiting too expensive?
Read the article → -
Can your retirement savings last 30 years?
What a 30-year retirement really means for how much you can spend each year.
Read the article → -
How to read your retirement projection without getting a headache
Five numbers to look at before you look at the big one in the middle.
Read the article →